Location1125 E Broadway, #545 Glendale, CA 91205

Terms

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Terms

Welcome to The Loans Point (hereinafter “Company”). The whole of these Terms & Conditions of Use is an Agreement between Company and You (hereinafter “You” and/or “Your”), as the user of this website (hereinafter “theloanspoint.com”) and Company’s services, and governs Your access to and use of this Site. The Site is an online network marketplace.

Please be sure to read this Agreement in its entirety before using this Site. By using this Site, You acknowledge that You are at least 18 years of age and that You have read, understand and agree without limitation or qualification to be legally bound by these Terms & Conditions of Use, and Company’s Privacy Policy and Marketing Practices, which are expressly incorporated herein by reference.

Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice.

If You do not agree to these terms, do not use this Site or Company’s services.

Company’s Services

Company is not a lender or a loan provider. Nor is Company an agent, representative, or broker thereof. We do not make loans or credit decisions. This Site does not constitute an offer or solicitation to lend. Company is merely a free referral service through which consumers can connect with its network of prospective independent, third party lenders, data managers, and/or brokers (hereinafter Financial Service Providers) with whom Company has contracted to provide matching services. Company facilitates connecting consumers interested in loan amounts between $100 and $1500 with Financial Service Providers (hereinafter “Company’s services”). Not all Financial Service Providers can provide up to $1,500.

Any compensation Company may receive is paid by a Financial Service Provider for advertising services provided. Please note that information we provide You on the Site may not meet Your particular needs and that You should seek the advice of an appropriate financial professional for an assessment of the loan information provided by Financial Service Providers. Company has no involvement or responsibility in connection with a Financial Service Provider’s use of the information that You submit, including, without limitation, if You meet loan qualification criteria.
You expressly agree that Company shall not be liable for any damages or costs of any type arising out of or in any way connected with the loan You enter into or Your use of this Site. To register for Company’s services, You must agree to these Terms & Conditions of Use, as well as Company’s Privacy Policy and Marketing Practices. You must also accurately complete and submit one or more forms that require certain personal, employment, and financial information.

Once You submit Your information, we share it with Financial Service Providers. The collection, use, and sharing of this information is subject to these Terms & Conditions of Use, and Company’s Privacy Policy and Marketing Practices. By registering for Company’s services, You understand that You are requesting a referral for a loan from the Financial Service Providers with whom we may share Your information. You further understand that such Financial Service Providers may contact You via email, telephone/mobile device and direct mail so that they may assist You in obtaining the loan requested. Financial Service Providers, Company and/or third party marketing partners may also provide information to You about additional services and products that you may be interested in.

Financial Service Providers may verify Your social security number, perform credit checks with reporting bureaus, review Your information against national consumer transaction databases and/or obtain consumer reports through alternative providers. Company does not guarantee You will be connected with a Financial Service Provider.

Company does not endorse, recommend, or guarantee the loan availability, price, product, availability, rates, fees or any other loan terms of Financial Service Providers. Nor do we guarantee that that this is the most suitable loan for You in the current marketplace. By submitting Your information to us, You expressly agree to permit Financial Service Providers to verify and investigate the information You have provided.

If You are connected with a Financial Service Provider, You understand Company is not a party to any agreement between You and the Financial Service Provider and that we have no involvement in the registration process. All loan terms are that of the Financial Service Provider. The Financial Service Provider is solely responsible for its services to You and Your communications with the Financial Service Provider are subject to such Financial Service Provider’s terms, conditions and privacy practices. You acknowledge that Financial Service Providers may retain the information You provide regardless of whether You ultimately qualify for a loan. Please direct all questions, comments, or concerns involving Your loan to the Financial Service Provider.

Privacy

The Loans Point’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through this Site. The Privacy Policy sets out your rights and The Loans Point’s responsibilities regarding your personal information. The Loans Point will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. The Loans Point reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your acceptance of such modifications.

Authorized Use

You are authorized by Company to use this Site and display its content, but only for Your personal, non-commercial use as provided elsewhere herein and only as permitted by law. All other uses are strictly prohibited. Such prohibited uses include, without limitation, the reproduction, duplication, copy, sale, resale, or other exploitation of any material, use, or access to this Site, for any commercial purpose.

Proprietary Rights

The content, arrangement, organization, and design of this Site are protected under the copyright, trademark, and related intellectual proprietary right laws of the United States. You do not acquire any ownership in or to any such content, arrangement, organization, or design by or through Your access to this Site or use of Company’s services. Any reproduction, duplication, copy, sale, resale, or other exploitation of the content, arrangement, organization, and design of this Site is strictly prohibited.

Limitation of Liability And Disclaimer of Warranties

The Loans Point uses commercially reasonable efforts to ensure that the information on this Site is accurate but accuracy is not guaranteed. The Loans Point makes no representations regarding your use of this Site or results that you may or may not obtain through such use.

NEITHER The Loans Point NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANT ABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.

Third Parties and Third Party Websites

This Site may contain links to third party websites. The inclusion of links to third party websites are not an endorsement of or recommendation for such third party websites or anything contained therein. Such links to third party websites are provided for reference and convenience only. Because Company does not have control over third party websites or anything contained therein, You agree Company is not responsible or liable for Your access to or use of such third party websites. Any access to or use of such third party websites is done at Your own risk.
Your interaction with third parties, including, without limitation Financial Service Providers, along with any and all terms and conditions in conjunction therewith, are solely between You and the third party. Company is not responsible for any loss or damage of any sort incurred as the result of any such dealings.

Binding Arbitration

Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings The Loans Point or with any lender you borrow from as a result of The Loans Point’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules of the American Arbitration Association. The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.

Modification

The Loans Point reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.

Indemnification

By using this Site, you agree to indemnify, defend and hold harmless The Loans Point, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.

Violation of The Terms of Use

By using the Site, you understand and agree that The Loans Point in its sole discretion and without prior notice may terminate your access to this Site and to any services offered, and may remove any content you have provided if The Loans Point believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.

Company’s Contact Information

The provider of the Site and related service is The Loans Point and can be contacted via e-mail at info@theloanspoint.com. No direct charges are imposed by the Site and related service. If You have a complaint with the services provided on the Site or wish to request further information, please contact us at the email address set forth herein or send mail to our address at 1125 E Broadway, #545 Glendale, CA 91205