Location1125 E Broadway, #545 Glendale, CA 91205

Rates & Terms

HomeRates & Terms

Rates & Terms

The Loans Point is not a direct lender or a broker and does not constitute an offer or solicitation to lend. The Loans Point provides only a smart search facility for matching applicant’s details and loan requirements with the prospective lenders and brokers and we do not charge any fees from the applicant for using the smart search facility for finding payday loans and installment loans. Payday loans and installment loans are governed by state laws and rules and most states have separate set of rules for this. Some states allow payday loans and some don’t. The APR, maximum loan amount, maximum loan period etc varies in different states. The registration information submitted by an applicant is compared and shared with one or more participating lenders on our network and there is no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender These disclosures are provided to you for information purposes only and should not be considered legal advice.

The Annual Percentage Rate or APR is the rate of interest that lenders charge for the loan amount according to your credentials and repayment terms. Also there are different laws for APR and period of loan in different states and a lender can charge APR in the range from 200% and 1386%. Please check APR information carefully before signing the loan agreement.

In case of any late payments, non-payment on due date or extending the repayment period of payday loans, lenders and brokers might charge a late fee and additional interest depending on the rules and laws applicable in different states. Please read states policies regarding loan renewal and late fees and carefully read the lender’s terms before signing any loan contract.

The Loans Point has listed some rules and laws applicable in different states that govern payday loans and installment loans. Kindly choose your state given below to get more information regarding availability, maximum loan amount, maximum repayment period, fees and charges etc.