The Loans Point has a short and simple application form for finding payday loans and installment loans. Application process is 100% Online and free from any obligation. Just fill in your details to find a loan offer from lenders and brokers. Please read Rates and Terms for more information about availability and charges for payday loans and installment loans in your state. Apply now and get approved today for short term cash loans of up to $2500.
Disclosures
This website is not a direct lender or a broker and does not constitute an offer or solicitation to lend. This website does not make any loan or credit decisions and provides only a loan matching service. This website does not charge any fees for loan matching service but might receive compensation from the actual lender during the loan process. This website does not control and is not responsible for the actions or inactions of any lender or broker on its network. Please read the terms and conditions of the actual lender carefully before executing the loan agreement as we do not have access to the complete terms and conditions of your loan. For details, questions or concerns regarding your apr, repayment periods, rates and fees etc of your loan please contact your lender directly. The registration information submitted by you on this website will be shared with one or more participating lenders on our network and you are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender these disclosures are provided to you for information purposes only and should not be considered legal advice.
Rates and fees
This website does not charge any fees for its loan matching services, online registration is completely free! However, this website might receive compensation from participating lender during the loan process. Our services are designed to process your information and find most suitable lender according to your requirements and credentials. Every lender is required to display rates and fees, apr information and it is recommended that you carefully review the implications of making late payments, implications of non-payment and the terms of the loan before you agree to the terms, you will be directed to a page that will ask for your e-signature. Rates, fees, and terms are directly decided on by the lender, we are not informed of the terms of the loan offered to you and if you are not comfortable with the loan terms you are under no obligation to move forward with the lender.
The annual percentage rate or apr is the rate of interest that lenders charge for the loan amount according to your credentials and repayment terms. Also there are different laws for apr and period of loan in different states and a lender can charge apr in the range from 200% and 1386%. Please check apr information carefully before signing the loan agreement.
Late payments, non-payment and extending the repayment terms of a loan may result in additional interest paid, as well as late fees, which can greatly increase the total amount you pay back on a loan. In most cases, loan renewal policies are regulated by the state government. Learn more about your states policies in this regard and carefully read the lender’s terms before signing a loan contract.
Exclusions
This website should not be used by residents of arkansas, new york, vermont and west virginia as loan matching services for short-term, small-dollar loans is not available to the residents of these states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice.
Credit implications
This website does not make any credit decisions or credit checks but independent, participating lenders may verify your personal details and may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.
Other information
This website neither guarantees any loan nor can all lenders provide your requested loan. If, approved by a lender, cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local state laws, and not everyone will qualify for longer period. In some circumstances faxing may be required. For any details, questions or concerns regarding your cash advance, please contact your lender directly.
Please read privacy policy and terms & conditions of the actual lender before entering into any loan agreement.