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Get fast cash and pay back in easy repayments! Installment loans are designed to provide you with sufficient cash and make it easy for you to successfully repay the loan at the same time. Simply complete an online application with a few basic details and get started right away. It is a quick, easy and smart way to borrow cash! Learn More
Why wait for payday when you can apply for payday loans during emergency? Get these loans and make a smart choice! Designed to bridge cash shortage between two paydays, these loans are easy to qualify and have less formalities. Our smart search facility will help you get matched with reputed lenders and increase your chance of finding the loan deal that fulfills your requirement.Learn More
Use the title of your car to apply for title loans! Upon approval get fast cash right into your bank account and keep driving your vehicle as well. Keep in mind your personal needs and requirements and utilize our easy search solution to find an affordable loan option. Use our simple application to get approved today. Get the cash against your car title deposited right into your bank account.Learn More
Finding quick cash is a tough task and The Loans Point understands your situation, that’s why we have provided a smart search solution for finding a affordable loan options keeping in mind your personal needs and requirements. Get approved today for a payday loan or an installment loan with our short and simple application. Get your loan now!Get Started
“Quick, Easy and Smart” These three words describe our services.
“QUICK” The Loans Point helps you in finding affordable payday loan and installment loan options within 3 minutes! It takes only 3 minutes to complete our single page application form!
“EASY” Applying for a short term cash loan either payday loan or installment loan is easy with our 100% online application process that does not require faxing any documents!
“SMART” The Loans Point has alliance with nationwide lenders and brokers providing affordable short term loans and we have designed a smart search facility that matches your loan requirements with the reputed lenders and brokers thereby increasing your chances of getting accepted by multiple lenders in your state.
The Loans Point has solutions for your short term cash shortfall problems. You can apply for payday loans if you need a small loan up to $1500 that can be paid on your next salary/wage day. For more information about payday loans please visit payday loans. You can also apply for an installment loan if you need a loan of up to $25000 or you want to repay using fixed scheduled bi-weekly or monthly payments. For more information about installment loans please visit installment loans.
Most states have different rules for payday loans and installment loans. Please refer Rates and Terms for more information regarding loan amount, loan terms, interest charges and fees, penalties etc. You can choose from any type of loan (as per the availability in your state of residence) that suits your requirement and repayment capability. Please borrow responsibly and take short term cash loans if you can repay in short period of time. Lenders might charge late fees or other charges if you miss on your loan repayments.
At The Loans Point, we do not make any credit decision nor do we conduct the credit inquiry on applicants seeking cash advance. But the lenders associated with us may conduct the credit check with to determine your eligibility. It is notable that if you don’t make the payment on right time then lender may report this delinquency to the credit bureaus that affect your credit score negatively. Thus, we encourage people with credit issues to consult credit counseling company beforehand.
The policy of renewal is chiefly governed by the State Regulatory Legislation. This option is presented to you by your lender prior accepting the loan service. Thus, please diligently read the policy before signing the loan document. Short term finances are meant to use for short duration so repay the amount in full to avoid facing late payment or nonpayment fees. In case, you suspect that you can’t make the lump sum payment, it is recommended to explore the loan alternative that suits your situation.
The Loans Point is not engage in any sort of debt collection practice. You can learn about the collection practice of your lender through the loan document provided to you by the loan provider. In case, you are unsure about the collection practice of your lender, you must discuss the issue directly with the lender. It is notable that we make high efforts to work with the established and reputed lender that pursue collection on due accounts with far conduct.
This website is not a direct lender or a broker and does not constitute an offer or solicitation to lend. This website does not make any loan or credit decisions and provides only a loan matching service. This website does not charge any fees for loan matching service but might receive compensation from the actual lender during the loan process. This website does not control and is not responsible for the actions or inactions of any lender or broker on its network. Please read the terms and conditions of the actual lender carefully before executing the loan agreement as we do not have access to the complete terms and conditions of your loan. For details, questions or concerns regarding your apr, repayment periods, rates and fees etc of your loan please contact your lender directly. The registration information submitted by you on this website will be shared with one or more participating lenders on our network and you are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender these disclosures are provided to you for information purposes only and should not be considered legal advice.
Rates and fees
This website does not charge any fees for its loan matching services, online registration is completely free! However, this website might receive compensation from participating lender during the loan process. Our services are designed to process your information and find most suitable lender according to your requirements and credentials. Every lender is required to display rates and fees, apr information and it is recommended that you carefully review the implications of making late payments, implications of non-payment and the terms of the loan before you agree to the terms, you will be directed to a page that will ask for your e-signature. Rates, fees, and terms are directly decided on by the lender, we are not informed of the terms of the loan offered to you and if you are not comfortable with the loan terms you are under no obligation to move forward with the lender.
The annual percentage rate or apr is the rate of interest that lenders charge for the loan amount according to your credentials and repayment terms. Also there are different laws for apr and period of loan in different states and a lender can charge apr in the range from 200% and 1386%. Please check apr information carefully before signing the loan agreement.
Late payments, non-payment and extending the repayment terms of a loan may result in additional interest paid, as well as late fees, which can greatly increase the total amount you pay back on a loan. In most cases, loan renewal policies are regulated by the state government. Learn more about your states policies in this regard and carefully read the lender’s terms before signing a loan contract.
This website should not be used by residents of arkansas, new york, vermont and west virginia as loan matching services for short-term, small-dollar loans is not available to the residents of these states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice.
This website does not make any credit decisions or credit checks but independent, participating lenders may verify your personal details and may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.
This website neither guarantees any loan nor can all lenders provide your requested loan. If, approved by a lender, cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local state laws, and not everyone will qualify for longer period. In some circumstances faxing may be required. For any details, questions or concerns regarding your cash advance, please contact your lender directly.